The Challenge

Across the United States, homeownership is becoming increasingly fragile. Families are not only struggling to buy homes, they are struggling to keep them. Rising energy costs, insurance premiums, construction defects, and unpredictable maintenance expenses are quietly turning the American dream into a financial risk.

Modern housing systems prioritize short‑term cost minimization and real estate turnover over long‑term durability, affordability, health, and community stability. As a result, families face higher monthly costs, greater exposure to climate risk, declining mental and physical wellbeing, and increased likelihood of displacement. These pressures fall most heavily on low‑ and moderate‑income households, first‑time buyers, historically excluded communities, and residents of climate‑vulnerable regions.

We believe housing should be a foundation for stability — not a source of ongoing uncertainty.

Partner With Us | See Our Approach

Sustainable community.

At Changing Tomorrow, we are driven by a deeply held belief that sustainable community wellbeing begins with economic inclusion and shared understanding. Our mission is to transform complex social challenges into practical, people-centered solutions that strengthen communities rather than fragment them. This latest initiative embodies this mission by addressing one of the most pressing structural inequalities of our time: the erosion of stable, affordable homeownership and the systems that support it. Rather than treating housing as a disposable commodity or an unreachable financial transaction, this project reframes the home as a long-term asset that nurtures health, financial resilience, and a sense of belonging.

This work also speaks directly to our commitment to inclusive innovation. We combine cutting-edge design and digital technology with deep community engagement and storytelling to create tools that are not only technically sound, but accessible to the people who need them most. By documenting the full process, from research and prototype development to real-world application and scaling, we ensure the insights gained are openly transferable to other communities, lenders, policymakers, and educators. In doing so, we expand access to homeownership for families historically excluded from wealth-building opportunities, strengthen neighborhood cohesion, and model a new way of integrating human-centered design into the systems that shape people’s lives. This project isn’t just aligned with our mission, it advances it.

Our solution: a new pathway powered by smarter housing + smarter decisions

  • Better housing design

    Modern “kit-home” approaches inspired by the historic Aladdin kit homes—built with improved materials, higher performance standards, and integrated energy/water efficiency options to lower long-term costs.

    Scenic landscape with a turquoise lake, rolling green hills, and rugged mountains in the background under a cloudy sky.

  • Decision tools that reduce risk

    Using visualization and simulation (digital twins and scenario modeling) to help communities, planners, lenders, and builders see the real long-term impacts of design choices—durability, operating costs, climate resilience, and insurance-related risk.

    Mountain landscape with snow-capped peaks, rolling green hills, and a modern building in the foreground.

  • Community-based adoption

    We convene residents, policymakers, developers, lenders, and local leaders in structured dialogue and learning sessions to align incentives and accelerate real implementation—turning “housing talk” into an action plan.

    Modern wooden house with large glass window set in a mountainous landscape with grassy foreground and rugged mountain peaks in the background.

Project Partners

This initiative is led by Changing Tomorrow in collaboration with experts in housing design, systems modeling, public health, and community development.

Key contributors include:

  • Phil Allsopp – Systems Modeling & Digital Twin Architecture

  • Lauren Allsopp – Housing Typologies, Durability & Design Research

  • Ryan Berends – Project Management, Documentation & Community Engagement

We are actively building partnerships with municipalities, CDFIs, housing nonprofits, manufacturers, universities, lenders, and insurance institutions.

Looking Ahead

The housing crisis is not inevitable.

With the right tools, transparent systems, and community leadership, we can build homes that support financial stability, human wellbeing, and long‑term resilience.

This project is our commitment to proving that a better model is possible and to sharing it openly so others can build upon it.

Get Involved

If you are a:

  • Community Organization

  • Housing Developer or Manufacturer

  • Lender or Insurer

  • Research Institution

  • Policymaker

  • Funder or Foundation

…and would like to explore partnership opportunities, we welcome you to connect with us.

Contact: miller@changingtomorrow4us.org